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Disclaimers and Disclosures


PLEASE READ THIS ENTIRE DOCUMENT CAREFULLY BEFORE SUBSCRIBING TO OR USING THE SERVICES PROVIDED BY SATURDAYSIGNAL.COM. BY ACCESSING OUR WEBSITE, SUBSCRIBING TO OUR SERVICES, RECEIVING OUR EMAILS, OR ACTING UPON ANY INFORMATION WE PUBLISH, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE DISCLAIMERS AND DISCLOSURES IN THEIR ENTIRETY.


1. COMPANY INFORMATION

SaturdaySignal.com (the "Service," "Website," "Newsletter," "Publication," "we," "us," or "our") is owned and operated by:

Open Channel Media LLC
1712 Pioneer Ave STE 500
Cheyenne, WY 82001
United States of America

Open Channel Media LLC is a Wyoming limited liability company organized under the laws of the State of Wyoming. We operate SaturdaySignal.com as a financial publishing service providing stock recommendations, market analysis, and investment commentary to the general public via subscription.


2. NOT A REGISTERED INVESTMENT ADVISER — PUBLISHER'S EXEMPTION

2.1 Registration Status

IMPORTANT NOTICE: OPEN CHANNEL MEDIA LLC AND SATURDAYSIGNAL.COM ARE NOT REGISTERED AS INVESTMENT ADVISERS WITH THE U.S. SECURITIES AND EXCHANGE COMMISSION ("SEC") OR WITH ANY STATE SECURITIES REGULATORY AUTHORITY. WE ARE NOT REGISTERED AS A BROKER-DEALER WITH THE SEC, FINRA, OR ANY STATE SECURITIES REGULATORY AUTHORITY. WE ARE NOT A FIDUCIARY TO YOU OR ANY OTHER PARTY.

2.2 Publisher's Exemption Under the Investment Advisers Act

We operate under the publisher's exemption provided by Section 202(a)(11) of the Investment Advisers Act of 1940 (15 U.S.C. § 80b-2(a)(11)), as interpreted by the United States Supreme Court in Lowe v. SEC, 472 U.S. 181 (1985). This exemption permits publishers of bona fide financial publications to provide investment commentary to the general public without registering as investment advisers, provided the following conditions are satisfied:

(a) Impersonal Advice. All advice, recommendations, analysis, and commentary provided by SaturdaySignal.com constitute general, impersonal information provided to the public at large. We do not provide, and our Service should not be construed as providing, personalized investment advice tailored to any individual subscriber's specific financial situation, investment objectives, risk tolerance, time horizon, tax situation, or other personal circumstances. Our recommendations are the same for all subscribers and are not customized to any individual.

(b) Bona Fide Publication. SaturdaySignal.com constitutes a bona fide publication of general and regular circulation available to the general public on a paid subscription basis. Our Service is published on a regular schedule (weekly for Premium subscribers; bi-weekly for Basic subscribers) and is offered to any member of the public willing to pay the subscription fee.

(c) No Investment Discretion. We do not have, and expressly disclaim, any discretionary authority or control over subscriber investment accounts. All investment decisions are made solely and exclusively by the subscriber. We do not execute trades on behalf of subscribers, we do not manage subscriber funds or accounts, we do not have access to subscriber brokerage accounts, and we do not have authority to make investment decisions for subscribers.

2.3 No Fiduciary Relationship

NO FIDUCIARY RELATIONSHIP EXISTS BETWEEN OPEN CHANNEL MEDIA LLC AND ANY SUBSCRIBER OR USER OF SATURDAYSIGNAL.COM. We do not owe you any fiduciary duties. We are a publisher of financial information, not your investment adviser, financial planner, attorney, accountant, or fiduciary in any capacity. You should not interpret any communication from us as creating a fiduciary, advisory, or other special relationship.

2.4 Not a Substitute for Professional Advice

Our Service is not a substitute for individualized advice from a qualified investment adviser, financial planner, attorney, certified public accountant, or other licensed professional. Before making any investment decision, you should consult with appropriate professionals who can evaluate your specific circumstances.


3. FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY

3.1 Nature of Our Content

All content published by SaturdaySignal.com—including but not limited to stock recommendations, buy signals, sell signals, market analysis, research reports, newsletters, email alerts, website content, track record data, model portfolios, and any other materials, whether written, audio, video, or in any other format (collectively, "Content")—is provided solely for educational and informational purposes.

3.2 What Our Content Is NOT

Our Content should NOT be construed as, and does NOT constitute:

3.3 Your Sole Responsibility

YOU ALONE ARE SOLELY AND EXCLUSIVELY RESPONSIBLE FOR DETERMINING WHETHER ANY INVESTMENT, INVESTMENT STRATEGY, SECURITY, OR RELATED TRANSACTION IS APPROPRIATE FOR YOU. This determination must be based on your personal investment objectives, financial circumstances, risk tolerance, investment time horizon, liquidity needs, tax situation, and any other factors relevant to your individual situation.

You should consult with a licensed and qualified investment adviser, broker-dealer, financial planner, tax professional, and/or attorney before making any investment decisions. Any reliance on our Content is at your own risk.


4. INVESTMENT RISK DISCLOSURE

4.1 General Risk Warning

INVESTING IN SECURITIES INVOLVES SUBSTANTIAL RISK OF LOSS. YOU MAY LOSE SOME, MOST, OR ALL OF YOUR INVESTED CAPITAL. THERE IS NO GUARANTEE THAT ANY INVESTMENT STRATEGY, RECOMMENDATION, OR METHODOLOGY WILL BE SUCCESSFUL OR PROFITABLE. THE RISK OF LOSS IN TRADING SECURITIES CAN BE SUBSTANTIAL.

4.2 Specific Risks You Should Consider

By subscribing to and using our Service, you acknowledge that you understand and accept the following risks:

4.2.1 Market Risk

The value of securities can fluctuate significantly—sometimes rapidly and unpredictably—due to market conditions, macroeconomic factors, geopolitical events, changes in interest rates, inflation, deflation, currency fluctuations, pandemics, natural disasters, regulatory changes, and other variables entirely beyond our control, prediction, or anticipation. Securities markets can experience extended periods of decline. Individual securities may decline in value, become illiquid, or become entirely worthless.

4.2.2 Individual Security Risk

Any individual security recommended by SaturdaySignal.com may decline in value substantially, and you may lose some or all of your investment in any particular security. Company-specific risks include but are not limited to: earnings disappointments, revenue shortfalls, profit margin compression, management changes, executive departures, competitive pressures, technological disruption, product failures, supply chain disruptions, regulatory actions, government investigations, litigation, securities fraud, accounting irregularities, restatements, bankruptcy, insolvency, delisting, and other adverse events.

4.2.3 Small-Cap and Mid-Cap Risk

Our recommendations may include small-capitalization and mid-capitalization securities, which are generally subject to greater price volatility, lower trading volume, wider bid-ask spreads, less publicly available information, and less analyst coverage than large-capitalization securities. Small-cap and mid-cap companies may have limited operating histories, limited financial resources, and may be more vulnerable to adverse business or economic events.

4.2.4 Liquidity Risk

Some securities may have limited trading volume, thin market depth, or wide bid-ask spreads, which may make it difficult or impossible to buy or sell shares at desired prices or in desired quantities. You may receive a materially different price than expected when executing trades. During periods of market stress, liquidity may disappear entirely for certain securities.

4.2.5 Newsletter Effect / Recommendation Impact

When we publish a stock recommendation to our subscriber base, the collective action of subscribers and other market participants who become aware of the recommendation may result in a temporary or permanent change in demand for that security, potentially affecting the price at which you can purchase or sell shares. This "newsletter effect" may cause:

4.2.6 Timing Risk

There may be delays between when we publish a recommendation and when you receive it, read it, make a decision, and execute a trade. Market conditions and security prices may change materially during this time.

4.2.7 Execution Risk

Your actual execution prices may differ—sometimes substantially—from prices referenced in our recommendations due to market conditions, order types, order sizes, brokerage execution quality, and timing.

4.2.8 Concentration Risk

Following our recommendations may result in a portfolio that is concentrated in certain sectors, industries, market capitalizations, or geographic regions, which may increase volatility and risk.

4.3 Risk Capital Only

YOU SHOULD ONLY INVEST MONEY THAT YOU CAN AFFORD TO LOSE ENTIRELY WITHOUT AFFECTING YOUR LIFESTYLE OR FINANCIAL SECURITY. Do not invest your emergency fund, money needed for living expenses, funds required to meet financial obligations, retirement savings you cannot afford to lose, borrowed money, or funds obtained through credit cards, home equity loans, or other forms of debt.


5. PAST PERFORMANCE AND TRACK RECORD DISCLOSURE

5.1 Past Performance Warning

PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE PERFORMANCE. YOU SHOULD NOT ASSUME THAT FUTURE PERFORMANCE OF ANY SPECIFIC INVESTMENT, INVESTMENT STRATEGY, OR RECOMMENDATION WILL BE PROFITABLE, WILL EQUAL PAST PERFORMANCE LEVELS, OR WILL BE SUITABLE FOR YOUR PORTFOLIO.

Any track record, performance data, historical returns, or results presented on SaturdaySignal.com or in our materials reflect past performance only and should not be interpreted as a guarantee, promise, representation, or prediction of future results.

5.2 Backtested and Hypothetical Performance Disclosure

PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. THE TRACK RECORD SHOWN ON OUR WEBSITE AND IN OUR MATERIALS MAY REFLECT BACKTESTED AND/OR MODEL PORTFOLIO RESULTS, NOT ACTUAL TRADING. BACKTESTED RESULTS HAVE INHERENT LIMITATIONS: THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT, DO NOT REFLECT ACTUAL TRADING, AND DO NOT ACCOUNT FOR SLIPPAGE, COMMISSIONS, OR OTHER EXECUTION COSTS. ACTUAL RESULTS MAY DIFFER MATERIALLY.

HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN INHERENT LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT ACTUALLY BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-COMPENSATED OR OVER-COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN.

Where any performance data on our Website or in our materials is marked with an asterisk (*) or otherwise identified as "backtested," "hypothetical," "simulated," or "model portfolio," such data is subject to ALL of the limitations described in this Section 5 and should not be interpreted as representative of actual subscriber results. Backtested performance is calculated retroactively by applying a trading strategy to historical market data. Because the strategy was developed using knowledge of past market conditions, backtested results invariably overstate what could have been achieved in real time. You should assume that backtested results are not reliable indicators of future performance.

5.3 Track Record Methodology

Our published track record is calculated using the following methodology:

(a) Entry Price: The closing price of the security on the trading day our recommendation is published and delivered to subscribers, or if published on a non-trading day (e.g., Saturday), the closing price on the next trading day (typically Monday).

(b) Exit Price: The closing price on the trading day we recommend selling the position; OR the closing price on the trading day a trailing stop loss is triggered; OR the current market price for positions that remain open.

(c) Return Calculation: Total return including price appreciation/depreciation and any dividends received and reinvested during the holding period.

(d) Holding Period: Calculated from entry date to exit date or current date for open positions.

5.4 Track Record Limitations

You should understand and accept the following material limitations of our track record:

5.5 Full Transparency Policy

We are committed to complete transparency. We publish our entire track record, including all losing positions. We do not cherry-pick winners, hide losing trades, selectively report results, or present misleading partial performance data. Every recommendation we make is publicly tracked and reported on our Track Record page, enabling you to evaluate our complete, unedited performance history before subscribing.

5.6 Subscriber Trading Control and Execution Discretion

Subscribers maintain full control over their own trading decisions. You may skip any trade, exit at your own discretion, modify position sizes, or execute at different prices than those referenced in our signals. There is no obligation to act on any recommendation, and you are under no time pressure to do so.

Our signals are designed to provide a comfortable window for you to evaluate and act on your own terms. This is not time-sensitive day trading. Recommendations are delivered on Saturdays, giving you time to review them before markets open. You decide whether, when, and how to act — if at all. Your actual portfolio will reflect your own decisions regarding which signals to follow, entry and exit timing, position sizing, and risk management, and may therefore differ significantly from any published model portfolio or track record.


6. DISCLOSURE OF CONFLICTS OF INTEREST

We are committed to transparency regarding potential conflicts of interest. You should be aware of and carefully consider the following disclosures:

6.1 Positions in Recommended Securities

OPEN CHANNEL MEDIA LLC, ITS MEMBERS, MANAGERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, AND AFFILIATES (COLLECTIVELY, "RELATED PERSONS") MAY HOLD LONG OR SHORT POSITIONS IN SECURITIES THAT ARE RECOMMENDED, DISCUSSED, OR MENTIONED IN OUR PUBLICATIONS.

Specifically, you should be aware that:

6.2 Trading Policy

We have implemented a trading policy that requires Related Persons who have advance knowledge of recommendations to wait a reasonable period after publication before trading in recommended securities for their personal accounts. However, this policy is internally administered and may not eliminate all conflicts.

6.3 Revenue Sources

Our primary source of revenue is subscription fees paid by our subscribers. We may also earn revenue from:

6.4 No Compensation for Recommendations

WE DO NOT ACCEPT COMPENSATION, PAYMENT, REMUNERATION, OR ANYTHING OF VALUE FROM ANY COMPANY, ISSUER, OR THIRD PARTY IN EXCHANGE FOR RECOMMENDING, FEATURING, OR FAVORABLY DISCUSSING THEIR SECURITIES. Our recommendations are based solely on our independent analysis. If any material relationship exists between us and a company whose securities we discuss, we will disclose that relationship.

6.5 Affiliate Disclosure (FTC Compliance)

In accordance with the Federal Trade Commission's (FTC) Guides Concerning the Use of Endorsements and Testimonials in Advertising (16 CFR Part 255), we disclose that we may receive compensation if you click on affiliate links on our website or in our emails and subsequently purchase products or services. This compensation may influence which products or services we feature, though we endeavor to provide honest, objective information.

6.6 No Insider Information

We do not have access to, and do not use, material non-public information about any company. All of our recommendations are based solely on publicly available information, our proprietary analysis, and our independent judgment.


7. FORWARD-LOOKING STATEMENTS

Our Content may contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Forward-looking statements include, but are not limited to: projections, forecasts, estimates, price targets, earnings predictions, revenue estimates, opinions about future events, opinions about future market conditions, and opinions about future security performance.

Forward-looking statements are typically identified by words such as "anticipate," "believe," "estimate," "expect," "forecast," "intend," "may," "plan," "predict," "project," "should," "will," "would," and similar expressions.

FORWARD-LOOKING STATEMENTS ARE INHERENTLY UNCERTAIN AND SPECULATIVE. They are based on current expectations, assumptions, and beliefs that are subject to significant risks, uncertainties, and other factors—many of which are beyond our control—that could cause actual results to differ materially from those expressed or implied.

You should not place undue reliance on any forward-looking statement as a prediction, guarantee, or assurance of future results. We undertake no obligation to update, revise, or correct any forward-looking statement, whether as a result of new information, future developments, changed circumstances, or otherwise.


8. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OPEN CHANNEL MEDIA LLC, ITS MEMBERS, MANAGERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, AFFILIATES, SUCCESSORS, AND ASSIGNS (COLLECTIVELY, THE "SATURDAYSIGNAL PARTIES") SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO:

ARISING OUT OF OR RELATING TO:

THIS LIMITATION OF LIABILITY APPLIES REGARDLESS OF:

IN NO EVENT SHALL THE AGGREGATE LIABILITY OF THE SATURDAYSIGNAL PARTIES EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT YOU PAID TO SATURDAYSIGNAL.COM FOR YOUR SUBSCRIPTION DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM; OR (B) ONE HUNDRED DOLLARS ($100.00).

YOU ACKNOWLEDGE AND AGREE THAT YOU USE OUR SERVICE AND ACT UPON OUR CONTENT ENTIRELY AT YOUR OWN RISK. YOU ARE SOLELY AND EXCLUSIVELY RESPONSIBLE FOR ALL INVESTMENT DECISIONS YOU MAKE AND ANY CONSEQUENCES, LOSSES, OR DAMAGES RESULTING THEREFROM.


9. DISCLAIMER OF WARRANTIES

THE SERVICE, WEBSITE, AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SATURDAYSIGNAL PARTIES EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

WE DO NOT WARRANT, REPRESENT, OR GUARANTEE THAT:

ANY CONTENT DOWNLOADED, ACCESSED, OR OTHERWISE OBTAINED THROUGH OUR SERVICE IS ACCESSED AT YOUR OWN RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER, DEVICE, OR DATA, OR ANY OTHER LOSS THAT RESULTS FROM SUCH DOWNLOAD OR ACCESS.


10. INDEMNIFICATION

YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS THE SATURDAYSIGNAL PARTIES FROM AND AGAINST ANY AND ALL CLAIMS, DEMANDS, ACTIONS, CAUSES OF ACTION, SUITS, PROCEEDINGS, LOSSES, DAMAGES, COSTS, EXPENSES, AND LIABILITIES, INCLUDING REASONABLE ATTORNEYS' FEES AND COURT COSTS, ARISING OUT OF OR RELATING TO:

THIS INDEMNIFICATION OBLIGATION WILL SURVIVE THE TERMINATION OF YOUR SUBSCRIPTION AND YOUR USE OF OUR SERVICE.


11. DATA AND INFORMATION SOURCES

We obtain data and information used in our research and analysis from sources we believe to be reliable, including but not limited to: SEC filings (10-K, 10-Q, 8-K, proxy statements, etc.), company press releases, earnings releases, earnings call transcripts, investor presentations, company websites, financial databases, stock exchanges, news services, government sources, industry reports, and other publicly available sources.

HOWEVER, WE DO NOT INDEPENDENTLY VERIFY ALL DATA AND INFORMATION AND CANNOT GUARANTEE ITS ACCURACY, COMPLETENESS, RELIABILITY, TIMELINESS, OR SUITABILITY. Third-party data may contain errors, omissions, or inaccuracies. Data may become outdated. Sources may be unreliable.

We are not responsible for any errors, omissions, inaccuracies, or delays in third-party data or information, regardless of cause, or for any actions taken in reliance on such data or information, or for any delays or interruptions in the delivery of such data or information.


12. SUBSCRIPTION, BILLING, AND REFUND POLICY

12.1 Subscription Tiers and Pricing

SaturdaySignal.com offers the following subscription tiers (prices subject to change):

Tier Annual Price Stock Picks Delivery Schedule
Basic $348/year ($29/mo billed annually) 2 per month 1st & 3rd Saturday, ~11 AM ET
Premium $948/year ($79/mo billed annually) 8 per month Every Saturday, ~11 AM ET

12.2 Auto-Renewal Disclosure

IMPORTANT: ALL SUBSCRIPTIONS AUTOMATICALLY RENEW AT THE THEN-CURRENT ANNUAL RATE UNLESS YOU CANCEL BEFORE YOUR RENEWAL DATE.

Your subscription will automatically renew for successive annual periods at the same rate ($348/year for Basic, $948/year for Premium) unless you cancel before your renewal date. We will attempt to charge the payment method on file for the applicable renewal amount. We will send you a reminder email before your renewal date. It is your responsibility to ensure your payment information is current and to cancel if you do not wish to renew.

12.3 Cancellation Policy — Online Self-Service

You may cancel your subscription at any time through any of the following methods:

NO PHONE CALL IS REQUIRED TO CANCEL YOUR SUBSCRIPTION.

Upon cancellation, you will retain access to your subscription through the end of your current paid period. Cancellation will take effect at the end of your current billing cycle, and you will not be charged for subsequent periods.

12.4 No Refunds / All Sales Final

All subscription payments to SaturdaySignal are non-refundable. By subscribing, you acknowledge and agree that all fees paid are final and non-refundable. We do not offer refunds, partial refunds, or credits for any reason, including but not limited to: dissatisfaction with signal performance, failure to use the service during your subscription period, or cancellation before the end of your billing period.

12.5 Cancellation Policy

You may cancel your subscription at any time via a provided cancellation link upon request. Upon cancellation, you will retain full access to all SaturdaySignal signals, content, and services through the end of your current paid billing period. No partial refunds or pro-rata credits will be issued for the remainder of your billing period. Cancellation takes effect at the end of your current billing cycle.

12.6 Chargebacks and Disputes

If you initiate a chargeback or payment dispute with your bank or credit card company instead of contacting us first, we reserve the right to terminate your subscription immediately, pursue collection of any amounts owed, and take any other action permitted by law.


13. INTELLECTUAL PROPERTY AND USE RESTRICTIONS

13.1 Ownership

All Content, including but not limited to text, graphics, logos, trademarks, service marks, trade names, images, photographs, illustrations, audio, video, software, data compilations, and any other materials provided through our Service, is owned by Open Channel Media LLC or our licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

13.2 Limited License

Your paid subscription grants you a limited, non-exclusive, non-transferable, revocable, personal license to access and use our Content for your own personal, non-commercial investment research purposes only.

13.3 Prohibited Uses

YOU MAY NOT:

13.4 Consequences of Violation

Violation of these intellectual property and use restrictions may result in:


14. EMAIL AND ELECTRONIC DELIVERY

14.1 Delivery Method

Our stock recommendations and other Content are delivered primarily via email to the email address you provide during registration. By subscribing, you consent to receive electronic communications from us.

14.2 Delivery Schedule

Additional emails may include: market updates, portfolio alerts, exit signals, administrative communications, and promotional offers.

14.3 Delivery Not Guaranteed

While we make commercially reasonable efforts to deliver emails reliably and on schedule, we do not guarantee delivery. Emails may be delayed, blocked, filtered as spam, or fail to deliver due to factors beyond our control, including email service provider policies, spam filters, internet outages, and technical issues. It is your responsibility to check your spam/junk folders, whitelist our email addresses, and ensure your email service is functioning properly.

14.4 Email Footer Disclaimer

All emails from SaturdaySignal.com will contain a disclaimer in the footer. You agree that inclusion of this disclaimer is sufficient notice.


15. TESTIMONIALS AND ENDORSEMENTS

15.1 Testimonial Disclaimer

Any testimonials, reviews, or endorsements displayed on our Website or in our marketing materials represent the individual experiences and opinions of particular subscribers and are not representative of all subscribers or users. Individual results vary. Testimonials are not indicative of future performance or success.

15.2 No Guarantee of Similar Results

THE EXPERIENCES AND RESULTS DESCRIBED IN ANY TESTIMONIALS ARE NOT TYPICAL AND ARE NOT INTENDED TO REPRESENT OR GUARANTEE THAT ANYONE WILL ACHIEVE THE SAME OR SIMILAR RESULTS. Each individual's investment results depend on many factors, including but not limited to: starting capital, risk tolerance, investment timing, security selection, execution prices, and market conditions.

15.3 Compensation Disclosure

Some individuals providing testimonials may have received free or discounted access to our Service or other compensation. We will disclose material connections where required by applicable law.


16. THIRD-PARTY LINKS AND CONTENT

Our Website and emails may contain links to third-party websites, products, services, or resources that are not owned, controlled, or operated by us. We provide these links for your convenience only.

WE DO NOT ENDORSE, SPONSOR, RECOMMEND, OR ASSUME ANY RESPONSIBILITY FOR ANY THIRD-PARTY WEBSITES, PRODUCTS, SERVICES, CONTENT, OR RESOURCES. We are not responsible for the availability, accuracy, legality, appropriateness, or any other aspect of third-party websites or content. Your interactions with third parties are solely between you and such third parties.

YOUR USE OF ANY THIRD-PARTY WEBSITE, PRODUCT, SERVICE, OR RESOURCE IS AT YOUR OWN RISK AND SUBJECT TO THE TERMS AND CONDITIONS AND PRIVACY POLICIES OF SUCH THIRD PARTIES.


17. PRIVACY AND DATA PROTECTION

Our collection, use, storage, and protection of your personal information is governed by our Privacy Policy, which is incorporated herein by reference and available at SaturdaySignal.com/privacy. By using our Service, you consent to the collection and use of your information as described in our Privacy Policy.

We comply with applicable data protection laws, including the California Consumer Privacy Act (CCPA), the Virginia Consumer Data Protection Act (VCDPA), and other applicable state privacy laws. For users in jurisdictions subject to the European Union's General Data Protection Regulation (GDPR), please note that our Service is directed primarily at users in the United States.


18. GEOGRAPHIC RESTRICTIONS

Our Service is intended for and directed to residents of the United States. We make no representation that our Service or Content is appropriate, available, or legal in any jurisdiction outside the United States. If you access our Service from outside the United States, you do so at your own risk and are solely responsible for compliance with applicable local laws.


19. ELIGIBILITY AND AGE REQUIREMENT

Our Service is intended for adults only. YOU MUST BE AT LEAST 18 YEARS OF AGE (OR THE AGE OF LEGAL MAJORITY IN YOUR JURISDICTION, IF HIGHER) TO SUBSCRIBE TO OR USE OUR SERVICE. By subscribing, you represent and warrant that you meet this age requirement.


20. REGULATORY RESOURCES

20.1 SEC and FINRA

The U.S. Securities and Exchange Commission (SEC) and Financial Industry Regulatory Authority (FINRA) maintain educational resources to help investors make informed decisions and identify potential fraud:

20.2 State Securities Regulators

Individual states have their own securities regulators who can provide assistance and accept complaints:

20.3 Federal Trade Commission

For concerns about advertising practices or consumer protection:


21. DISPUTE RESOLUTION AND ARBITRATION

21.1 Informal Resolution

Before initiating any formal dispute resolution proceeding, you agree to first contact us at support@saturdaysignal.com and attempt to resolve any dispute informally. Most concerns can be resolved quickly and to your satisfaction through informal communication.

21.2 Binding Arbitration

ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE DISCLAIMERS AND DISCLOSURES, OUR SERVICE, OR YOUR SUBSCRIPTION—INCLUDING THE DETERMINATION OF THE SCOPE OR APPLICABILITY OF THIS AGREEMENT TO ARBITRATE—SHALL BE RESOLVED BY BINDING ARBITRATION administered by the American Arbitration Association ("AAA") in accordance with its Consumer Arbitration Rules then in effect, except as modified herein.

The arbitration shall be conducted by a single arbitrator. The arbitration shall take place in Cheyenne, Wyoming, or at another location mutually agreed upon by the parties, or by telephone or video conference if agreed by the parties. The arbitrator's decision shall be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

21.3 Class Action Waiver

YOU AGREE THAT ANY ARBITRATION OR OTHER PROCEEDING SHALL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. If for any reason a claim proceeds in court rather than in arbitration, you waive any right to a jury trial and any right to participate in a class action.

21.4 Small Claims Exception

Notwithstanding the foregoing, either party may bring an individual action in small claims court for disputes within the jurisdiction of such court.

21.5 Opt-Out Right

You may opt out of this arbitration agreement by sending written notice to Open Channel Media LLC, 1712 Pioneer Ave STE 500, Cheyenne, WY 82001, within 30 days of your initial subscription. Your notice must include your name, address, email address, and a clear statement that you wish to opt out of arbitration.


22. GOVERNING LAW AND JURISDICTION

These Disclaimers and Disclosures and any disputes arising hereunder shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of laws principles. To the extent that litigation is permitted under these Disclaimers and Disclosures, you consent to the exclusive jurisdiction and venue of the state and federal courts located in Laramie County, Wyoming.


23. GENERAL PROVISIONS

23.1 Entire Agreement

These Disclaimers and Disclosures, together with our Terms of Service and Privacy Policy, constitute the entire agreement between you and Open Channel Media LLC regarding your use of our Service and supersede all prior or contemporaneous communications, proposals, and agreements, whether oral or written.

23.2 Severability

If any provision of these Disclaimers and Disclosures is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, shall be severed, and the remaining provisions shall continue in full force and effect.

23.3 Waiver

Our failure to enforce any right or provision of these Disclaimers and Disclosures shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative of Open Channel Media LLC.

23.4 Assignment

You may not assign or transfer any rights or obligations under these Disclaimers and Disclosures without our prior written consent. We may assign our rights and obligations without restriction.

23.5 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to: acts of God, natural disasters, pandemics, epidemics, war, terrorism, riots, civil unrest, government actions, labor disputes, power failures, internet outages, or failures of third-party service providers.

23.6 Survival

The provisions of these Disclaimers and Disclosures that by their nature should survive termination (including but not limited to limitation of liability, disclaimer of warranties, indemnification, and dispute resolution) shall survive termination of your subscription.


24. MODIFICATIONS TO THESE DISCLAIMERS AND DISCLOSURES

We reserve the right to modify, amend, or update these Disclaimers and Disclosures at any time, in our sole discretion, with or without notice. Any changes will be effective immediately upon posting to our Website with an updated "Last Updated" date at the top of this document.

Your continued use of our Service after any modifications constitutes your acceptance of the modified Disclaimers and Disclosures. If you do not agree to any modifications, you must immediately discontinue use of our Service and cancel your subscription.

We encourage you to review these Disclaimers and Disclosures periodically. It is your responsibility to check for updates.


25. CONTACT INFORMATION

If you have any questions, concerns, or complaints about these Disclaimers and Disclosures, please contact us:

Open Channel Media LLC
1712 Pioneer Ave STE 500
Cheyenne, WY 82001
United States of America

Email: support@saturdaysignal.com
Website: www.saturdaysignal.com


26. ACKNOWLEDGMENT AND ACCEPTANCE

BY SUBSCRIBING TO, ACCESSING, OR USING SATURDAYSIGNAL.COM, YOU ACKNOWLEDGE THAT:

  1. You have read these Disclaimers and Disclosures in their entirety.
  2. You understand the content of these Disclaimers and Disclosures.
  3. You voluntarily and knowingly agree to be bound by these Disclaimers and Disclosures.
  4. You understand that investing involves substantial risk of loss.
  5. You are solely responsible for your own investment decisions.
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